When you are shopping online, you’ll probably want to make the most of your credit card rewards. In this article, we will review the PayPal Cashback Mastercard, Barneys by Saks, and American Express Gold Cards. We’ll also discuss the American Express SmartEarn and PayPal Cashback Mastercard. We also discuss whether a store card or general-purpose card is better for your online shopping habits.
Amex Gold Card
The American Express Gold Card is a popular credit card for online shopping. It has no preset spending limit. Instead, your spending limit is based on your payment history, credit history, and income. This way, you can see exactly how much you’re spending at any given time. With the American Express Gold Card, you can also earn cash back on your purchases. That’s an excellent deal for online shoppers.
The Amex Gold Card has one of the best rewards programs. For example, when you spend $4,000 on eligible purchases, you’ll receive 60,000 Membership Rewards points. You can transfer these points to nearly two dozen airline partners. The best part is that the points are transferrable to nearly 20 partner airline programs, and you can transfer them to as many of them as you want. The American Express Gold Card also offers an Uber Cash credit, which is useful for ordering food online.
Barneys by Saks
If you’re a frequent online shopper, the Barneys by Saks credit card could be your best friend. The luxury retailer was founded in 1923 and became one of America’s most coveted luxury brands. Its approach to fashion was far more experimental than the typical luxury brand and it introduced cutting-edge designers, including Alaia, Christian Louboutin, and Dries Van Noten. Its original store, in Manhattan’s Chelsea district, was interwoven with New York’s downtown arts and music scenes.
The Barneys by Saks credit card offers many benefits. You can earn points toward a gift card at Saks, as well as receive a statement credit that posts to your Amex Platinum account. The Saks gift card program has no minimum purchase requirement and posts automatically to your Amex Platinum account. Plus, it offers perks such as free shipping and returns. Certain benefits may require you to enroll in their programs.
PayPal Cashback Mastercard
If you like to shop online and make purchases using PayPal, you will love the PayPal Cashback Mastercard. The card offers unlimited two percent or three percent cash back on purchases you make using PayPal. You will earn these rewards every time you use your card. PayPal Cashback Mastercard has no annual fee and cash back is available daily. It has been redesigned by PayPal to make it easier to earn rewards. It also offers no minimum redemption thresholds and no category bonuses.
The PayPal Cashback Mastercard is perfect for anyone looking for a card that earns 2% cash back on all purchases. You can use it to make online purchases from millions of brands and have unlimited cash back on every purchase. You just have to make sure to make your monthly bill to get the cash back. And, you’ll also get a higher amount of cash back when shopping with PayPal.
American Express SmartEarn
You can get an American Express SmartEarn Credit Card for online shopping at several websites in India. You can earn rewards for different transactions on the card. You can avail a welcome bonus of 1,000 CashPoints. However, the cashback limit is Rs.1,000 per month. To redeem the cashback you have to collect 500 CashPoints. Moreover, you must be at least 18 years old. The American Express SmartEarn Credit Card comes with zero lost liability, an annual interest rate of 14%, and emergency replacement of cards.
One of the major benefits of the American Express SmartEarn Credit Card for online shopping is its reward rate. The credit card offers a 10X reward rate for purchases made at popular websites. Moreover, the card offers low monthly limit for maximum Rewards Points and minimum income requirements. You can choose the best one based on your shopping preferences. You can even make extra money with the help of the rewards program to buy other stuff.